Education Savings Plan
Most parents rely on endowment plans from insurance providers to save for their children’s education. These plans offer a disciplined savings structure, combining guaranteed returns with potential bonuses, ensuring that funds are available when needed for school or university expenses. Why Consider an Education Savings Plan? Reduce Student Debt (Save for education expenses, reducing the need for student loans), Increase Savings (Take advantage of tax benefits to grow your savings), Flexibility (Use funds for a range of education expenses, from tuition to room and board).
Partner's Products
Payment Term Option
Single, 5 / 10 / 15 / 20 years
Riders Option
Cancer Care Premium Waiver Rider | Critical Care Waiver Rider (II) | Waiver of Premium on Death / Total and Permanent Disability (TPD)
What's Unique
Retrenchment Benefit and Premium Freeze Option
Other Plan Names
Growsecure
Payment Term Option
Single, 5/10/15/20/25/30 years
Riders Option
Savings Protector Pro | Cancer Premium Waiver (GIO)
What's Unique
Appoint your loved one as a secondary insured to continue your wealth accumulation.
Other Plan Names
Gro Power Saver Pro
Payment Term Option
Single 5,10 and 15 years
Riders Option
No Rider
What's Unique
Reap attractive maturity returns of up to 3.60% p.a.
Other Plan Names
N/A
Payment Term Option
Payment (5 to 15 years)
Riders Option
N/A
What's Unique
Choice of Policy (8 to 20 years) and Premium Payment (5 to 15 years) Terms
Other Plan Names
Eternal Wealth
Mortgage Insurance
Mortgage insurance is a type of insurance that protects lenders from borrowers who default on their mortgage payments. It's usually required for borrowers who make a down payment of less than 20% of the purchase price.
Benefits of Mortgage Insurance:
1. Low Down Payment Options: Mortgage insurance allows borrowers to qualify for loans with lower down payments.
2. Increased Accessibility: Mortgage insurance makes homeownership more accessible to borrowers who might not otherwise qualify.
3. Reduced Risk for Lenders: Mortgage insurance reduces the risk for lenders, making it easier for them to offer loans
Partner's Products
Policy Term Options
10 - 35 years
Riders Option
Critical Care Enhancer Rider (II) Total and Permanent Disability Plus Rider
What's Unique
1 - 5% Pay less 2 years
Existing Promotion
8% Perpetual Discount
Policy Term Options
6 - 40 years
Riders Option
extra secure waiver
What's Unique
1 - 4% interest Pay 3 years less
Existing Promotion
N/A
Policy Term Options
Coverage 5, 10 and up to 99 with Option for Limited Pay Premium Term of 5,10 till age 65 and 75
Riders Option
TPD Advance Cover Plus, CI Advance Cover Plus IV, MultiPay Critical Illness Cover IV, Early Critical Illness Cover II, Singlife Big 3 Critical Illness Cover, Critical Illness Premium Waiver II, Payer Critical Illness, Premium Waiver II, Payer Premium Waiver Benefit
What's Unique
Limited Payment Option Add on Multipay CI Rider
Existing Promotion
30% Perpetual Discount + First Year $60 discount
Policy Term Options
from 5 years term till age 99
Riders Option
TPD Rider, CI Rider, Total CI Rider, Premium Waiver
What's Unique
The FWD Total CI Rider is an optional add-on to the FWD Future First policy, providing coverage for early, intermediate, and late-stage critical illnesses, including future unknown illnesses through the Future Protect Benefit, along with a Reset Benefit that restores coverage 12 months after a claim.
Existing Promotion
35% perpetual discount
Critical Illness Plans
A Critical Illness plan provides financial protection if you're diagnosed with a serious illness, such as cancer, heart attack, or stroke.
Key Benefits:
1. Financial Security: Provides financial support during a challenging time.
2. Reduced Stress: Helps alleviate financial stress, allowing you to focus on recovery.
3. Flexibility: Use the payout as needed, without restrictions.
Common Critical Illnesses Covered: Cancer, Heart Attack, Stroke, Kidney Failure, Major Organ Transplant, Coronary Artery Bypass Graft, Other serious illnesses
Partner's Products
Policy Term
75, 85 and till 00
Multipay (How Many times)
N/A
What's Unique
one of the most cost efficient in the market
Number of Conditions
161 Medical Conditions including special and juvenile
Policy Term
Till Age 50, 55, 60, 65, 70, 75 OR Renewable 5, 10, 15, 20, 25 or 30 years
Multipay (How Many times)
6 times
What's Unique
Claim for Early Stage Relapse of Cancer, Heart Attack & Stroke
Number of Conditions
132 Early, Intermediate and Advance Stage Conditions including juvenile and special conditions
Policy Term
Till Age 65, 75 & 85
Multipay (How Many times)
8x
What's Unique
Receive 4% of basic sum insured, payable monthly, up to 60 months Upon Advance Cancer
Number of Conditions
150 Medical Conditions including 23 Special and Juvenile and ICU
Policy Term
11 years term till age 85
Multipay (How Many times)
2x
What's Unique
Exclusive Recovery Support, Most Lenient Early CI Definition including future unknown disease
Number of Conditions
*Conditions covered under the Future Protect Benefit includes Cancer and Bone Marrow Failure, Cardiovascular System, Neurological System, Hepatic System and Liver Function, Renal System and Kidney Function, Disabilities, Digestive System, Respiratory System, Sensory System, Multi-Organ Group and Intensive Care Unit Stays.
Disability Income Insurance Plans
Disability Income Insurance provides financial protection if you become unable to work due to illness or injury, replacing a portion of your income.
Key Benefits:
1. Income Replacement: Replaces a portion of your income, helping maintain your standard of living.
2. Financial Security: Provides financial stability, even if you're unable to work.
3. Reduced Stress: Helps alleviate financial stress, allowing you to focus on recovery.
Singlife Disability Income
How it works:
Singlife Disability Income provides coverage of up to 75% of your income if you become disabled and unable to work. It also includes a partial disability benefit, ensuring continued payouts if you return to work but haven’t fully recovered.
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Features
While receiving payouts, you are exempt from paying premiums, and a Partial Disability Benefit ensures continued payments if you return to work but haven’t fully recovered. You can also opt to increase your monthly payout by 3% annually to keep up with inflation. Additional benefits include a S$5,000 death benefit and reimbursement for rehabilitation expenses like medical therapies and workplace modifications.
Promotion
Currently, Singlife offers a 35% discount on premiums, applicable now and for future renewals.
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